Chartered Accountants in Hornchurch
Chartered Certified Accountants for Hornchurch’s trades, small companies and self-employed professionals.
Hornchurch has a solid base of small owner-managed business — building and specialist trades, motor and vehicle services, independent retail and hospitality along the High Street and Station Lane, and a large number of self-employed professionals working across Essex and into London.
MSCO is a firm of Chartered Certified Accountants covering RM11 and RM12 from east London. We do accounts, corporation tax, self assessment, CIS, VAT, payroll and bookkeeping on fixed fees agreed in advance, with a free first consultation.
- Chartered Certified Accountants
- Providing a first-class service since 2007
- Fixed fees agreed in advance
- Free initial consultation
What we do
Accountancy services for Hornchurch businesses and individuals
Whatever stage you are at, we cover the full range of compliance and advisory work from our office a short journey from Hornchurch:
Year-end accounts
Statutory accounts prepared and filed at Companies House, with the numbers explained in plain English.
Bookkeeping
Cloud bookkeeping on Xero, QuickBooks or Sage so your figures are current, not six months old.
Payroll
RTI payroll, pensions auto-enrolment, payslips and P60s handled every pay run.
VAT returns
Registration, scheme selection and Making Tax Digital compliant quarterly filing.
Tax returns & self assessment
Personal and business tax returns prepared, checked for reliefs and filed before the deadline.
Business start-ups
Company formation, HMRC registrations and the structure decisions that are hard to unwind later.
Sole traders
Straightforward accounts and tax for self-employed people, including CIS subcontractors.
Compliance
Confirmation statements, Companies House filings and HMRC correspondence kept on schedule.
Who we help
Hornchurch businesses we work with
Most of the businesses we work with in Hornchurch are between two and twenty people, which is the size where administration starts to hurt. You are past the point where a spreadsheet works, but not at the point where you would employ someone to do the books. That gap is where the avoidable problems live — late VAT returns, payroll run in a rush, invoices unchased, and a year end reconstructed from bank statements in October.
- Building, electrical, plumbing and specialist trade businesses
- Motor services, vehicle repair and transport firms
- Independent retail, salons and hospitality on Hornchurch High Street
- Self-employed professionals and consultants across Havering
- Small limited companies with two to twenty employees
- Landlords with property in RM postcodes
Why MSCO
Why Hornchurch clients choose MSCO
For businesses in that awkward middle size, the fix is usually to hand the whole back office over rather than half of it. We take bookkeeping, VAT, payroll and the filings together for one fixed monthly fee, which is almost always cheaper than the time it currently costs you and considerably less error-prone.
- Chartered Certified Accountants, providing a first-class service since 2007
- Free initial consultation with no obligation and no sales pressure
- Fixed fees agreed in advance, so there is never a surprise invoice
- A named accountant who answers the phone, not a ticket queue
- We handle the switch from your current accountant, including the professional clearance letter
- Xero, QuickBooks and Sage certified, with in-person or video meetings as you prefer
Local expertise
Local knowledge, not a call centre
Something worth checking if you have staff: employment costs have risen on several fronts at once — employer National Insurance, minimum wage floors and pension contributions. A pricing model built a few years ago on old labour costs can be quietly unprofitable now without the owner noticing, because the turnover still looks healthy. Recalculating what an hour of your team actually costs, fully loaded, is a short exercise that often changes how a business quotes.
Local proof
The work we do in Hornchurch
Two situations that come up repeatedly here, and how they are usually dealt with:
Businesses in the awkward middle size
Most of what we do in RM11 and RM12 is for businesses between two and twenty people — past the point where a spreadsheet works, but not at the point where you would employ someone to do the books. That gap is where the avoidable problems live: late VAT returns, payroll run in a rush, invoices unchased and a year end reconstructed from bank statements in October.
Knowing what an hour of your team actually costs
The other useful exercise is costing labour fully loaded — gross pay plus employer National Insurance, pension, holiday and non-productive time — then adding materials, vehicle and overhead recovery. Employment costs have risen on several fronts at once, and a pricing model built a few years ago can be quietly unprofitable while turnover still looks healthy.
Our credentials
Who prepares your accounts
MSCO Accountants has provided a first-class accountancy service since 2007. The practice is led by Moshin Miah, LLB(Hons), FCA, FCCA, a Chartered Accountant listed with the ICAEW and a Fellow of both the ICAEW and ACCA, admitted in 2011 and holding a current practising certificate. Work is carried out in accordance with applicable UK tax, Companies House and professional accountancy requirements.
- London clients500+
- Small businesses150+
- Sole traders100+
- Start-ups75+
- Payroll clients50+
- Trading since2007
What clients say
Client feedback
Very professional and friendly team. They have helped me in a lot of ways and now I feel like my business is in safe hands now. I wouldn’t go anywhere else.
Sam
Before meeting MSCO, taxes were a headache for me. This company has helped me a lot in all kind of taxes without any kind stress — really appreciate them.
Kamran
Find us
Our East London office
We work with Hornchurch clients from our office at Suda House, 100 Mile End Road, London E1 4UN — a few minutes from Stepney Green and Mile End Underground stations, on the A11. Street and paid parking is available nearby. Appointments are recommended, and full directions, parking and transport detail are on our directions page.
Common questions
Accountants in Hornchurch – frequently asked questions
Can you take over the bookkeeping as well as the accounts?
Yes, and it usually works out better. We keep the records current on Xero, QuickBooks or Sage, run the VAT returns from the same data and handle payroll alongside, so nothing is reconstructed at the year end. It is a fixed monthly fee based on volume.
How do I work out whether a job is actually profitable?
By costing labour fully loaded — gross pay plus employer National Insurance, pension, holiday and non-productive time — then adding materials, vehicle and overhead recovery. Most small trade businesses under-recover overheads and only find out when the year-end accounts disappoint. We will build the calculation with you once and you can reuse it.
Do we need to meet in person?
Only if you want to. Many Havering clients work with us entirely remotely and it makes no difference to the service. If you would rather sit down, our office is on Mile End Road and the Elizabeth line from Romford makes it a straightforward trip.
How much do your accountancy services cost?
Fees depend on the size of the business and how much work is involved, so we quote after a short conversation rather than publishing a one-size-fits-all price. What we can promise is that the fee is fixed and agreed in writing before we start. Most sole traders and small limited companies find our pricing sits comfortably against comparable London firms.
How do I switch from my current accountant?
It is easier than most people expect and takes about ten minutes of your time. You tell your existing accountant you are moving, we write to them for professional clearance and your records, and we handle the handover of your HMRC and Companies House authorisations. You can switch at any point in the year, not just at your year end.
Do I have to come into your office?
No. Plenty of our clients we meet in person, and plenty we have never met at a desk at all — documents come in by email or cloud folder and we talk by phone or video. Both work equally well. If you would rather sit down together, our office on Mile End Road is easy to reach and parking nearby is manageable outside peak hours.
Get in touch
Talk to an accountant near Hornchurch
Hornchurch connects to us via the District line or a short hop to Romford for the Elizabeth line into Whitechapel. Most clients here work with us remotely.
Visit usMSCO Chartered Accountants
Suda House, 100 Mile End Road, London E1 4UN
Call us020 7790 0793
07958 943459
Email usinfo@mscoaccountants.co.uk
Nearby areas